Self Certification

If you're one of the estimated 3.2 million self employed people in the UK, or have working styles which differ slightly from the norm, you'll benefit from using the services of an independent firm of mortgage brokers who specialise in arranging self certification mortgages & remortgages for the self employed, company directors, contractors and other people who find it hard to prove their income.

Historically lenders in the UK have taken a cautious view of the self employed, however a number of mainstream and specialist lenders provide a solution for the self employed through self certification mortgages.

With a true self cert mortgage, you make a declaration as to what your income is, but you do not need to provide any proof. You simply state what your likely income will be, rather than providing documentary evidence such as accounts, P60s or payslips.

Many of the self cert mortgage lenders only accept business through authorised intermediaries, and by using the services of a specialist broker, you'll get access to some exclusive deals which cannot be found in the high street. Discount, fixed rate and flexible products are available.

The Overall Cost for comparison is 6.5% APR. Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as at 17/09/2009.

Find You the Best Self Cert Mortgage Deals

Whether you have a good or bad (adverse) credit history, help is available and you can be sure of getting the best deals. With around 15 different lenders in the market, an advisor will take the time to shop around, ensuring you get the most suitable solution for your requirements and situation. 

WE HAVE SPECIALIST BROKERS DEALING WITH SELF CERTIFICATE CASES AND CAN LOCATE A MORTGAGE FOR YOU FROM HUNDREDS OF DIFFERENT PRODUCTS.

Contact us now on 01670 840840 for confidential advice on applying for self cert mortgages today. You've got nothing to lose.

There will be a fee for mortgage advice. The amount will depend on your circumstances. Our typical fee is £325.