Welcome to Financially Sound

You have found us because you are looking for sound, financial advice. As professional Independent Financial Advisers, Financially Sound Limited are authorised to deal with many forms of financial services, and specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning.

It may have been true in the past, but it isn't only the rich who now have a need for expert financial advice. As our standard of living improves, more and more people find themselves purchasing all kinds of financial products. These products range from the simplest kinds of insurance - like life assurance or home insurance - to seemingly complicated things like pensions and unit trusts.

We listen to your needs, and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances from the whole of market.

Why an Independent Financial Adviser?

As a firm of Independent Financial Advisers, Financially Sound Limited have access to a wide range of products and services available in the UK - as opposed to a Tied Agent or Company Representative, who may only advise and offer products from the company they represent. This means that we are able to give you impartial advice and recommend the most appropriate products for you, so that you will enjoy choice, value for money and our high-quality service.

As and when necessary, we shall also be pleased to introduce you to the services of other professionals such as Solicitors, Accountants and International Property Services.

We look forward to being of service to you, meanwhile please enjoy our site with all of its varied and interesting topics.

There will be a fee for mortgage advice. The amount will depend on your circumstances. Our typical fee is £325.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Financially Sound Limited is an appointed representative of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Services Authority.

Registered in England No.6204924 Registered Office: 95 Leander Avenue, Stakeford, Northumberland, NE62 5BG

News

SMARTMONEY - November / December 2009 - DOWNLOAD

Welcome to the latest edition of our personal finance and wealth management magazine. Inside you’ll find a mix of articles designed to help you make more of your money, with a particular focus on certain areas to consider as the year end approaches.

If you are aged 50 or over, from 6 October your Individual Savings Account (ISA) allowance increased by a further £3,000 to £10,200; £1,500 of this increase can be saved in a cash ISA. Everyone else will be entitled to this higher contribution allowance from 6 April next year. On page 7 we look at how you can benefit from the increased allowance, which was announced during the Chancellor’s last Budget.

We provide solutions to the diverse needs not just of our wealthy clients but also of those who aspire to become wealthy, enabling each individual to structure their finances as efficiently as possible. If you are an incomeseeking saver in search of good returns from your savings in this low interest rate environment, on page 11 we explain how we can provide you with the professional advice you need to enable you to consider the options available.

You don’t have to be seriously wealthy for your estate to be subject to Inheritance Tax (IHT) after you die. Currently IHT is levied on everything you leave over £325,000 (2009/10). This is a complex subject and on page 10 we answer some of the typical questions we are asked by our clients, potentially saving you thousands of pounds of lost tax.

Also inside this edition we give you a checklist of 10 ways to save tax and we look at how the landscape for retirement planning has changed. A full list of the articles featured appears on page 3.

Click here to download the latest issue